Memos 501    Commitment Letters 502    Assumptions 503    Purchase of Property with Existing Encumbrance 504    Prepayment 505    Governing Law 506    Releases as Affected by Statute of Frauds 507    Releases Pending Default 508    Adverse Possession 509    Unintentional Mortgages 510    When Are Additional Loans Secured By An Existing Deed Of Trust? 511    How To Remove A Mortgage Or Deed Of Trust From Your Property